PPF Calculator Online
Investment
₹0
Interest Earned
₹0
Maturity Value
₹0

PPF Calculator Online: While looking for wealth management ways, various options are available. Saving accounts, mutual funds, the stock market, fixed deposits, and bonds can help to grow wealth, but people looking for a reliable option to get fixed-rate returns on their investment, in that situation, the Public Provident Fund (PPF) is the best option to invest in for the long term and get a fixed rate of return hassle-free. The PPF Calculator Online helps the PPF investor calculate future returns and estimate the maturity amount. PPF is an ideal option for employees and parents who wish to save for the future.

What is a PPF Calculator Online?

A PPF calculator online is a tool that helps PPF investors estimate the maturity amount and its return on their PPF investment. This is a very simple and user-friendly tool. By entering a few details about the annual deposit amount, interest rate, and investment tenure, this tool will give a clear view of the savings at the end of the PPF term. This is an ideal tool for people who wish to calculate smartly and hassle-free, whereas manual calculations might be time-consuming and inaccurate.

Features of the PPF Calculator Online

  1. Simple Interface:
    It has a simple and user-friendly interface anyone can use; there is no requirement for prior knowledge to use this tool.
  2. Quick Calculations:
    This is a dynamic calculation tool that calculates the maturity and returns in real time; there is no need to press a button to calculate—you can change the parameter at any time to see the impact on savings.
  3. Customizable Inputs:
    This calculator has the input customization feature.
    • You can enter the investment amount, and it will detect and let you know the minimum or maximum deposit amount.
    • You can enter the tenure and how long you want to invest; the tool has a feature that detects the minimum and maximum tenure.
    • The interest rates are fixed and updated regularly whenever the government makes changes.
  4. Graphical Representation: It has a graphical representation feature that allows investors to see the difference in investment and returns visually.
  5. Accessibility: This is an online PPF calculator tool that can be accessed from anywhere and at any time, no matter which device is used, whether a computer, tablet, or smartphone.

How Does the PPF Calculator Work?

This PPF calculator online works on the compounding interest formula calculation and estimates the maturity with returns. Below are the steps to calculate.

  1. Enter Yearly Investment (₹): In this field, you have to enter the amount that you want to invest, but as per government rules, it must be between a minimum of Rs. 500 and a maximum of Rs. 1.5 lac.
  2. Period (years): In this field, you have entered investment tenure as per the government rules; the minimum is 15 years, and a maximum of 50+5 years is extendable. 
  3. Interest Rate: This is a fixed interest rate field; it is updated by us whenever the government makes a change to the rate of interest.

PPF Calculation Example with Formula

Let's check the PPF Calculator Online by ToolifyPro calculation by using the formula.

Inputs

  • Annual Investment (P): ₹150,000
  • Tenure (N): 15 years
  • Rate of Interest (R): 7.1% per annum

Formula Used

The PPF calculation is based on the compound interest formula, compounded annually.

Where:

  • A = Maturity Amount
  • P = Annual Contribution
  • r = Rate of Interest (per annum, in decimal)
  • n = Total Number of Years

Step-by-Step Calculation

  1. Convert the Rate of Interest to Decimal:

Calculate the Maturity Amount (A):
Substitute the values:

Compute the values step-by-step:

Now multiply:

A=1,50,000 × 24.7671 = 37,15,065

Add Principal Investment:
Since A includes only the interest portion:
Maturity Value = A + Total Investment

Total Investment:
Total Investment = 150,000 × 15 = ₹2,250,000

Maturity Value:
Maturity Value = ₹37,15,065 + ₹22,50,000 = ₹40,68,209

Calculate Interest Earned:
Interest Earned = Maturity Value − Total Investment
Interest Earned = ₹40,68,209 − ₹22,50,000 = ₹18,18,209

Final Output

  • Investment: ₹22,50,000
  • Interest Earned: ₹18,18,209
  • Maturity Value: ₹40,68,209

PPF Calculator Online tool results

PPF Calculator Online

Which Banks Are Suitable for PPF Calculator?

Our PPF Calculator Online is suitable for all Indian banks or government bodies that offer PPF investment options. Some of the banks are listed below, and type calculations are provided.

  1. PPF Calculator
  2. Post Office PPF Calculator
  3. PPF Calculator SBI
  4. PPF Calculator Post Office
  5. SBI PPF Calculator
  6. PPF Calculator Monthly
  7. PPF Calculator ICICI
  8. PPF Calculator HDFC
  9. PPF Calculator Online
  10. PPF Calculator SBI Monthly
  11. HDFC PPF Calculator
  12. PPF Calculator Year Wise
  13. ICICI PPF Calculator
  14. BOB PPF Calculator
  15. PPF Calculator BOB
  16. PPF Calculator PNB
  17. PPF Calculator Excel
  18. PPF Calculator Post Office Monthly
  19. PPF Calculator Axis Bank
  20. PPF Calculator Canara Bank

Conclusion

In conclusion, it found that PPF Calculator Online by ToolifyPro is a powerful tool for the PPF maturity returns. By using this tool, people can save for the future, as this tool gives the output quickly and visualizes the returns for better visibility and gives the insights about the investments in PPF savings, whether you are doing it for retirement, child education, or looking for hassle-free investment.

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